When you own a home, at some point appliances and home systems break down. A home warranty in Fort Myers could be what you need to keep your budget on track, covering the cost of repairs or replacements. Our partners at ConsumerAffairs researched the best home warranty in Fort Myers, examining the different features, plans and reputable companies offering these policies.
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Regardless of whether you buy a new house, own an older home, have a rental property or are putting your place on the market, you should consider getting a home warranty in Fort Myers. Home appliances and systems in southwest Florida are subject to heat and humidity that force them to work harder. Power outages during intense storms can cause damage in an instant, leaving homeowners without critical household products and with hundreds, even thousands, of dollars in bills.
Home warranties in Fort Myers generally cost between $250 and $500 and can be purchased at any point during homeownership. A home warranty can protect you from needing to pay for expensive repairs or replacements of things like:
Heating, ventilation and air conditioning systems
Hot water heaters
Washers and dryers
You should keep in mind that most standard home warranties do not provide coverage for pool repairs, garage doors or septic systems. However, some companies offer add-on coverage at an additional charge. Also, remember that a home warranty is different from homeowners insurance, which covers losses and damage to your home from theft, storms, fire and other events. In many circumstances, homeowners insurance is required while a home warranty is not.
Home warranties usually have 12-month contract and can be paid in monthly installments. If your home system or appliance needs repair, you pay a service call fee and a contractor visits to diagnose the problem. If your policy provides coverage for the issue, it will be repaired or replaced at no additional cost.
When you buy a policy, pay close attention to the following details:
What is and isn’t covered, and what limits and exclusions are present
The pricing, including the premium and the service call fee
With three options for coverage, combination plans or custom offerings, American Home Shield gives you flexibility. Customers get access to discounts on appliances and air filters and save on coverage for additional properties. The company draws on over 14,000 contractors nationwide. Florida customers praise the company for its efficient customer service, with many noting how fast repairs were done.
Total Home Protection offers Gold and Platinum home warranty plans for customers, as well as optional coverage for pools, spas, sump pumps, septic systems and more. Each plan comes with superior customer service and the ability to file claims 24/7. Free quotes are available. Customers say Total Home Protection treats them well and is quick to repair home appliances and systems.
Select Home Warranty offers customers three plan options covering systems, appliances or both, with deductibles as low as $60 and simple monthly payment options. Customers who elect multiple-year coverage qualify for discounts. The company, which has a network of over 10,000 contractors, gets largely positive feedback from its customers, who are happy with the value of their purchase.
Choice Home Warranty offers a basic plan and a total plan, which adds on coverage for your air conditioning system, refrigerator, washer and dryer. Optional coverage for pool/spa, sump pump, septic system and other items can be purchased. Service fees will never exceed $75, and customers get a dedicated team of two or three representatives for assistance. Customers in Florida are happy with the prompt service and expertise of the repair technicians.
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Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.